Would you like to manage your insurance program for the first time instead of budgeting for it?
Traditional Insurance Is Failing You
Faced with rising insurance premiums, diminishing returns, reduced coverage options, shrinking carrier capacity, and increasingly restrictive terms and conditions, many business leaders across Pennsylvania, New Jersey, and Delaware are turning to alternative risk‑financing strategies. One of the most effective solutions is through a captive insurance program. With more than 90 years of delivering customer centric solutions, we can help your organization create a program which aligns with your strategic objectives and strengthen long-term financial performance.
Group Captive
A Group Captive is an insurance company owned and operated by captive members, strictly for the benefit of those members.
Cell Captive
A Cell Captive is an alternative to conventional commercial insurance and offers benefits similar to those available through group and single-parent captives at reduced start-up and ongoing costs.
Single Parent Captive
A Single-Parent Captive is owned and controlled by one parent and insures the risks of the parent company and its affiliates.
Employee Benefit Captive
An increasing number of small and mid-sized employers are exploring Employee Benefits Captives as an alternative to traditional health insurance and self-funded health insurance programs.
