Captive Insurance Solutions for Construction Companies in the Tri-State Area

Build with Confidence, Protect Your Projects, Manage Your Costs. 

Turley Penn delivers tailored commercial insurance and captive solutions for construction firms across Pennsylvania, New Jersey, and Delaware.

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Why Construction Companies Choose Turley Penn

 We understand the unique risks construction firms face—from job site liability to equipment breakdowns and workers’ compensation. Since 1932 we have been protecting people, property and profits as one of the most respected names in The Greater Philadelphia Area and beyond.

Our captive programs help qualified firms build profit centers from their insurance premiums by reducing cost, retaining underwriting profits, protection from market volatility and more.

✅ 90 Years of Industry Specific Expertise
✅ Financial Control & Profit Retention
✅ Captive Insurance Specialists
✅ Local Knowledge, Tri-State & National Reach

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Tailored Insurance for Construction Firms

Specialty Coverages

Pollution Liability
Professional Liability (E&O)
Employment Practices Liability
Cyber Liability for Construction Tech

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Core Coverages

General Liability Insurance
Commercial Auto Insurance
Workers’ Compensation
Builder’s Risk Insurance
Inland Marine (Tools & Equipment)
Umbrella & Excess Liability

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Captive Insurance Programs

Group Captives
Single-Parent Captives
Rent-a-Captive Options
Feasibility Studies & Formation

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Serving the Tri-State Construction Community

Whether you're a general contractor in Center City, a roofing company in Cherry Hill, or a specialty trade firm in Wilmington, Bucks County, Camden County, or New Castle County, Turley Penn delivers alternative insurance strategies that protect your business, your bottom line, and fuel your growth.

Break Free From Traditional Insurance

Why Captive Insurance Works for Construction Firms

✅Premium Reimbursements
✅Customized Programs
✅Predictable Renewals
✅Claims Control
✅Tax Advantages
✅Long-Term Stability
✅Protection from Market Volatility
✅Transparency

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Real Results

A mid-sized commercial contractor in Philadelphia partnered with Turley Penn to join a group captive. Within 18 months, they:

✅Reduced annual premiums by 15% 
✅Received over $450,000 in premium dividends
✅Improved claims handling speed

When was the last time your carrier paid you back?

Ready to Turn Your Premiums into a Profit Center?

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